Credit Check Discrimination

What’s wrong with Credit Checks

Credit checks have historically barred many qualified workers, especially retail workers, from the jobs they desperately need to help them repay debts, and discriminates against low-income New Yorkers and people of color targeted by predatory lenders and impacted by racial discrimination in employment, education, and housing.

The Legislation

In 2015, Frontline and coalition partners in the NYC Coalition to Stop Credit Checks in Employment saw Mayor de Blasio sign legislation banning employers from checking job applicants’ credit histories when making hiring decision, the “Stop Credit Discrimination in Employment Act.”

At the signing, worker leader and Frontline board member Onieka O’Kieffe was featured; she shared her story of struggling to advance in her low-income sales position due to damaged credit stemming from massive student debt. The mayor was so moved by O’Kieffe’s story that he personally thanked her for sharing her taking a stand against credit check discrimination.